Monday, 21 April 2025

Trusted Financial Planners in Ryde – Your Wealth, Our Guidance

When it comes to building, protecting, and managing your wealth, the right advice makes all the difference. Whether you’re planning for retirement, managing your investments, or navigating complex tax matters, Cantor Accounting offers expert financial planning services to individuals and businesses in Ryde and surrounding suburbs.

Why You Need a Financial Planner in Ryde

Financial planning isn’t just for the wealthy — it’s for anyone who wants to make smarter decisions with their money. A local financial planner helps you:

  • Set and achieve your financial goals
  • Create a realistic budget and savings strategy
  • Invest wisely based on your risk profile
  • Prepare for retirement or major life changes
  • Minimise tax and protect your assets

What We Offer at Cantor Accounting

✅ Comprehensive Financial Advice

Our licensed financial advice partners can help with:

  • Investment strategy and asset allocation
  • Superannuation and SMSF planning
  • Retirement income planning
  • Wealth protection (insurance and estate planning)

✅ Tax-Smart Financial Planning

As qualified accountants, we integrate tax efficiency into every part of your plan — so your money works harder for you.

✅ Local Knowledge, Personal Service

We understand the needs of Ryde families, professionals, and business owners. We offer:

  • In-person and online consultations
  • Clear, jargon-free advice
  • Tailored plans — not one-size-fits-all strategies

Who We Work With

  • Young professionals starting to save and invest
  • Growing families planning for education or home purchases
  • Business owners looking to build wealth and reduce risk
  • Pre-retirees needing guidance on pensions and super
  • High-income earners wanting to legally minimise tax

Why Clients in Ryde Choose Cantor Accounting

  • 🏆 Experienced, ethical financial planners
  • 🧾 Tax and accounting expertise under one roof
  • 💬 Friendly, responsive support team
  • 📍 Just minutes from Ryde — based in North Sydney
  • 🔒 Licensed partnerships with ASIC-compliant advisers

Start Planning Your Financial Future Today

No matter your income or stage of life, it’s never too early — or too late — to take control of your finances. At Cantor Accounting, we provide financial clarity so you can make confident decisions for the future.

📞 Call us (02) 9411 1134 to book a Financial Planner in Ryde 📧 Email: info@cantoraccounting.com.au 🌐 Visit: www.cantoraccounting.com.au 📍 Serving Ryde, North Ryde, Macquarie Park, and beyond

Friday, 18 April 2025

Smartest Superannuation Advice Secure Your Future with Expert Guidance

 


Why Superannuation Matters

Smartest Superannuation(super) Advice is more than just a retirement fund — it’s one of the most tax-effective ways to build long-term wealth in Australia. But without the right strategy, you could miss out on thousands in savings and benefits.

At Cantor Accounting, we help individuals and businesses make smart, compliant, and future-focused decisions around superannuation.

Key Smartest Superannuation(super) Advice Strategies We Recommend

1. Maximise Your Contributions

  • Concessional contributions: Salary sacrifice or personal deductible contributions up to the annual cap.
  • Non-concessional contributions: After-tax contributions to grow your super faster.
  • Take advantage of carry-forward unused caps for catch-up contributions.

2. Set Up a Self-Managed Super Fund (SMSF)

  • Greater investment control and flexibility.
  • Ability to invest in property, shares, and even private assets.
  • Best suited for balances over $250,000 with professional support.

3. Review Super Fund Performance

  • Compare fund fees, returns, and insurance.
  • Switch to low-fee, high-performing funds if needed.
  • Consolidate multiple funds to save on costs.

4. Superannuation for Business Owners

  • Tax-deductible super contributions for directors and employees.
  • Protect personal wealth by using super for long-term growth.
  • SMSF strategies for purchasing business property.

5. Retirement & Transition-to-Retirement (TTR) Planning

  • Convert super into an income stream tax-free after preservation age.
  • Use TTR strategies while still working to reduce tax and increase contributions.
  • Plan early to ensure income security in retirement.

Common Mistakes to Avoid

  • Ignoring annual contribution limits and incurring penalties.
  • Choosing default funds without performance review.
  • Missing out on government co-contributions or spouse contributions.
  • Poor record-keeping and compliance in SMSFs.

Why Choose Cantor Accounting?

  • ✅ Personalised Smartest Superannuation(super) Advice strategies
  • ✅ SMSF setup, administration, and compliance
  • ✅ Retirement and estate planning integration
  • ✅ ASIC-licensed partnerships for financial advice
  • ✅ Based in North Sydney, serving clients Australia-wide

Getting Started is Easy

Book your Smartest Superannuation(super) Advice review today. 📧 info@cantoraccounting.com.au 🌐 www.cantoraccounting.com.au

Sunday, 6 April 2025

💼 Taking Control of Your Retirement: SMSFs in Ryde

 


A Smarter Way to Build Wealth with Cantor Accounting

Are you looking for more control over your retirement savings? A Self-Managed Super Fund (SMSF) might be the perfect solution. At Cantor Accounting, we help individuals and families in Ryde establish and manage SMSFs that align with their long-term financial goals.

✅ What Is a Self-Managed Super Fund?

An Self-managed superfunds Ryde is a private super fund that you manage yourself. It gives you the power to decide how your super is invested — whether that’s in shares, property, or other asset classes. Unlike retail or industry funds, SMSFs offer more flexibility and transparency, but also come with greater responsibility.

🔍 Why Ryde Locals Are Choosing SMSFs

More people in Ryde are exploring Self-managed superfunds Ryde SMSFs for benefits like:

  • Full control over investments

  • Tailored strategies for retirement goals

  • Tax efficiency and estate planning options

  • The ability to include up to four members (often family)

But while the benefits are appealing, managing an SMSF also means staying on top of complex ATO regulations and compliance rules — and that’s where we come in.

👩‍💼 How Cantor Accounting Can Help

Our Self-managed superfunds Ryde specialists in Ryde offer:

  • SMSF setup and structure advice

  • Annual tax returns and compliance

  • Investment strategy support

  • Liaising with auditors and the ATO

  • Ongoing advice tailored to your needs

Whether you're just starting out or managing an existing fund, we provide the expert support you need to stay compliant and confident.